HCSTC individuals often reside in hired functions otherwise with moms and dads Individuals is actually mainly younger Profile 5 implies that borrowers anywhere between 25 to help you 34 years old carrying HCSTC financing (33.4%) was indeed such as overrepresented versus Uk grownups contained in this you to decades variety (17.5%). Also, consumers more 55 yrs old was in fact less planning to keeps HCSTC...