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Can I Take Money Out Of My 403(b) To Pay Off Debt? Maybe you're struggling with debt right now. Maybe you're just annoyed with the high interest-rate your credit card provider charges you every year, so you want to pay off your debt. Then you remember you have a 403(b) retirement account and the money is just sitting there. Better to take advantage of it, you think? Can I take money out of my 403(b) to...